CPF LIFE Estimator

Estimate your monthly payouts and compare Standard, Basic, and Escalating plans.

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{{ mode === 'estimate' ? 'Your Retirement Account' : 'Your Target' }}

RA Balance at 55 {{ fmt(raBalance) }}

BRS {{ fmt(CALC_CONFIG.constants.basicRetirementSum) }} FRS {{ fmt(CALC_CONFIG.constants.fullRetirementSum) }} ERS {{ fmt(CALC_CONFIG.constants.enhancedRetirementSum) }}

CPF LIFE Plan

Standard

Basic

Escalating

Target Monthly Payout {{ fmt(targetPayout) }}

CPF LIFE Plan

Standard

Basic

Escalating

BRS {{ fmt(CALC_CONFIG.constants.basicRetirementSum) }} FRS {{ fmt(CALC_CONFIG.constants.fullRetirementSum) }} ERS {{ fmt(CALC_CONFIG.constants.enhancedRetirementSum) }}

Monthly Payout

{{ fmt(monthlyPayoutLow) }} – {{ fmt(monthlyPayoutHigh) }}

Annual Payout

Bequest Estimate

mdi-arrow-up-bold Adding {{ fmt(topUpAmount) }} increases your monthly payout by {{ fmt(topUpImpact.additionalMonthlyLow) }} – {{ fmt(topUpImpact.additionalMonthlyHigh) }}.

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Plan Comparison

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Plan Details

Plan	Monthly Range	Annual Payout	Bequest
{{ planLabel(row.plan) }}	{{ fmt(row.monthlyLow) }} – {{ fmt(row.monthlyHigh) }}	{{ fmt(row.annualPayout) }}	{{ fmt(row.bequestEstimate) }}

Required RA Balance

Gap

Top-Up Needed

This target exceeds the Enhanced Retirement Sum ({{ fmt(currentERS) }}), the legal ceiling for your Retirement Account at 55. A required balance of {{ fmt(requiredRABalance) }} is not achievable — the highest payout you can plan for is set by topping up to the ERS.

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Where Your Target Lands

Retirement Sum	Amount (2025)
Basic (BRS)	{{ fmt(currentBRS) }}
Full (FRS)	{{ fmt(currentFRS) }}
Enhanced (ERS)	{{ fmt(currentERS) }}

CPF LIFE Estimator

{{ mode === 'estimate' ? 'Your Retirement Account' : 'Your Target' }}

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