mdi-heart-pulse

CPF LIFE Estimator

Estimate your monthly payouts and compare Standard, Basic, and Escalating plans.

mdi-tune-variant

{{ mode === 'estimate' ? 'Your Retirement Account' : 'Your Target' }}

RA Balance at 55 {{ fmt(raBalance) }}

BRS {{ fmt(CALC_CONFIG.constants.basicRetirementSum) }} FRS {{ fmt(CALC_CONFIG.constants.fullRetirementSum) }} ERS {{ fmt(CALC_CONFIG.constants.enhancedRetirementSum) }}

CPF LIFE Plan

Standard

Basic

Escalating

Target Monthly Payout {{ fmt(targetPayout) }}

CPF LIFE Plan

Standard

Basic

Escalating

BRS {{ fmt(CALC_CONFIG.constants.basicRetirementSum) }} FRS {{ fmt(CALC_CONFIG.constants.fullRetirementSum) }} ERS {{ fmt(CALC_CONFIG.constants.enhancedRetirementSum) }}

Monthly Payout

{{ fmt(monthlyPayoutLow) }} – {{ fmt(monthlyPayoutHigh) }}

Annual Payout

Bequest Estimate

Illustrative estimate — actual bequest depends on your plan, age at death and CPF LIFE premium refund rules.

mdi-arrow-up-bold Adding {{ fmt(topUpAmount) }} increases your monthly payout by {{ fmt(topUpImpact.additionalMonthlyLow) }} – {{ fmt(topUpImpact.additionalMonthlyHigh) }}.

mdi-chart-bar

Plan Comparison

mdi-table

Plan Details

Plan	Monthly Range	Annual Payout	Bequest
{{ planLabel(row.plan) }}	{{ fmt(row.monthlyLow) }} – {{ fmt(row.monthlyHigh) }}	{{ fmt(row.annualPayout) }}	{{ fmt(row.bequestEstimate) }}

Required RA Balance

Gap

Top-Up Needed

This target payout is not achievable. It would need a Retirement Account balance above the Enhanced Retirement Sum ({{ fmt(currentERS) }}), the legal ceiling at 55. The figures shown are capped at the ERS — the highest balance, and highest payout, you can plan for.

mdi-flag-checkered

Where Your Target Lands

Retirement Sum	Amount (2025)
Basic (BRS)	{{ fmt(currentBRS) }}
Full (FRS)	{{ fmt(currentFRS) }}
Enhanced (ERS)	{{ fmt(currentERS) }}

CPF LIFE Estimator

{{ mode === 'estimate' ? 'Your Retirement Account' : 'Your Target' }}

Digital Advisory Solutions