{{ mode === 'budget' ? 'Budget & Running Costs' : 'Vehicle & Costs' }}
{{ fmt(maxCarPrice) }}
{{ fmt(availableForLoan) }}/mo available for loan · {{ fmt(fixedMonthlyCosts) }}/mo fixed costs
Your true cost of car ownership over 10 years is
{{ fmt(totalTenYearCost) }}
({{ fmt(monthlyAllInCost) }}/month all-in).
10-Year Total
{{ fmtShort(totalTenYearCost) }}
Monthly All-In
{{ fmtShort(monthlyAllInCost) }}
Net Depreciation
{{ fmtShort(depreciation) }}
Annual Road Tax
{{ fmtShort(annualRoadTax) }}
vs Ride-Hail
{{ fmtShort(rideHail.savings) }}
Max Car Price
{{ fmtShort(maxCarPrice) }}
Max Loan
{{ fmtShort(maxLoan) }}
Available for Loan
{{ fmtShort(availableForLoan) }}/mo
Fixed Running Costs
{{ fmtShort(fixedMonthlyCosts) }}/mo
{{ seg.label }}
Own a Car (10yr)
{{ fmt(rideHail.ownCost) }}
Ride-Hail (10yr)
{{ fmt(rideHail.rideHailCost) }}
{{ rideHail.savings >= 0 ? 'You Save' : 'Extra Cost' }}
{{ fmt(Math.abs(rideHail.savings)) }}
{{ rideHail.savings >= 0 ? 'Owning a car costs less than ride-hailing over 10 years.' : 'Ride-hailing would be cheaper than owning a car over 10 years.' }}
| Year | Loan | Road Tax | Insurance | Petrol | Maint. | Parking | ERP | Cumulative |
|---|---|---|---|---|---|---|---|---|
| {{ row.year }} | {{ fmt(row.loan) }} | {{ fmt(row.roadTax) }} | {{ fmt(row.insurance) }} | {{ fmt(row.petrol) }} | {{ fmt(row.maintenance) }} | {{ fmt(row.parking) }} | {{ fmt(row.erp) }} | {{ fmt(row.cumulative) }} |
| Year | PARF Rebate | Rate |
|---|---|---|
| {{ row.year }} | {{ fmt(row.rebate) }} | {{ (row.rate * 100) + '%' }} |
For illustrative purposes only. Not financial advice.
© 2026