Mortgage Calculator

Plan your home purchase with detailed payment breakdowns and amortization schedules.

mdi-tune-variant

Home Price {{ fmt(homePrice) }}

Monthly Budget (P&I) {{ fmt(monthlyBudget) }}

Down Payment ({{ downPaymentPercent }}%) {{ fmt(downPaymentAmount) }}

{{ pct }}%

Interest Rate {{ interestRate }}%

Loan Term {{ loanTerm }} years

{{ term }}yr

mdi-calculator-variant-outline

You can afford

home price · {{ fmt(loanAmount) }} loan

mdi-plus-circle-outline Additional Monthly Costs

mdi-information-outline

Singapore financing limits

TDSR 55% — total monthly debt obligations (incl. this mortgage) generally cannot exceed 55% of gross monthly income.
MSR 30% — for HDB flats and Executive Condominiums, monthly housing repayment is capped at 30% of gross monthly income.
LTV up to 75% — for a first bank loan (25% min. down payment, at least 5% in cash). Lower LTV applies for second/subsequent loans or longer tenures.

Guidance only — not an eligibility assessment. Limits are set by MAS/HDB and may change.

{{ mode === 'price' ? 'Your Monthly Payment' : 'Total Monthly Cost' }}

Principal & Interest: {{ fmt(monthlyPayment) }}

/month

Principal

Interest

Tax/Insurance/MCST

mdi-bank-outline

Loan Amount

mdi-cash-multiple

Total Interest

mdi-sigma

Total Cost

mdi-calendar-check

Payoff Date

mdi-chart-bar

Balance Over Time

Year 1 Year {{ loanTerm }}

No data

mdi-table

Amortization Schedule

Save PDF

Save Excel

Yearly

Monthly

{{ scheduleView === 'yearly' ? 'YEAR' : 'MONTH' }}	PAYMENT	PRINCIPAL	INTEREST	BALANCE
{{ row.period }}	{{ fmt(row.payment) }}	{{ fmt(row.principal) }}	{{ fmt(row.interest) }}	{{ fmt(row.balance) }}

For illustrative purposes only. Not financial advice.

{{ mode === 'price' ? 'Loan Details' : 'Budget Details' }}